58 pages • 1 hour read
Elle CosimanoA modern alternative to SparkNotes and CliffsNotes, SuperSummary offers high-quality Study Guides with detailed chapter summaries and analysis of major themes, characters, and more.
Finn and Vero begin decorating for Christmas. Finn sees the family’s three stockings hanging on the mantel and makes a mental note to buy one for Vero. As they have now installed more secure browsers on their devices, they can check the forum from home. The only new communication is a direct message from EasyClean to Finn, telling her to back off.
Vero asks Finn about Julian and Nick. Finn is frustrated that she cannot explain her relationship with Julian—not even to herself—and Vero urges her to give Nick a chance. Finn gets a text from Julian saying that he will be back in a few days, along with a sexy picture of him on the beach. Vero, who has no social media accounts of her own, uses Finn’s account to check Julian’s Instagram, but they are surprised to find that Julian has set his account to “private” and that they cannot see it anymore.
Pretending not to be concerned, Finn starts making notes about what they know so far about the murder-for-hire plot against Steven. Vero jokes again about killing Steven themselves. Finn gets a notification from the forum and sees that FedUp has addressed both her and EasyClean to suggest that after Christmas would be a more appropriate time to talk specifics. Finn deduces that FedUp is saying that she will pay whichever of them kills Steven and that she wants it done by Christmas.
Finn and Vero drive to Steven’s farm. Vero tries to jimmy the office trailer door with Finn’s credit card and snaps it in two. Finn remembers and locates Steven’s hidden key and opens the door. Inside, a recently installed security system flashes red; Finn tries the code to her own garage door, and the light stops flashing.
They search for Steven’s accounting books and take pictures of the pages. Finn is puzzled when she finds evidence that Bree’s last day of employment was earlier than Steven claimed. She also finds a photo of Steven, Bree, and two other men, all with their arms around each other’s shoulders.
The office phone rings. It is the security company, wanting a verbal confirmation that everything is fine. Finn claims to be Bree, but they insist on hearing the password. Vero hisses Finn’s name, trying to get her attention, and the security company thanks her for the password. Finn is stunned to realize that Steven is using her name as his security passcode.
As the two women prepare to leave the office trailer, they hear a car approaching. Realizing that they do not have time to leave without being seen, they freeze in place, hoping that whoever it is will go away. They hear fluid hitting the trailer and a lighter being struck; something shatters a window and flies past them, and the room bursts into flames. Vero drags Finn out to the car, and they flee the scene. On the way home, Finn says that she needs to talk to Bree before the police do so that she can find out why Steven really fired her and if she might be FedUp.
The next morning, Finn heads for Bree’s parents’ house, where Bree is currently living. Finn finds Bree in their barn. Bree is embarrassed to be talking to Steven’s ex-wife and is clearly still in love with him. She tells Finn that her affair with Steven began soon after her father got her the job at Steven’s farm. Steven knew that Theresa was cheating on him, and Bree thought that he would eventually end things with Theresa and that they could be together. However, she realized that Steven was really still in love with Finn.
Finn is shocked and skeptical. Bree explains that after she told him that Finn was seeing Nick, Steven got furious and broke up with her. She also says that Steven installed the security system after harassing phone calls that lasted for months. He would go into his office and shut the door, but Bree could hear him shouting through the door. Bree also offers an alibi for the time of the firebombing: She was at home, watching television with her father.
When Finn returns to her house, she sees an unmarked police car in her driveway. She panics, wondering if they have somehow discovered her and Vero’s presence at Steven’s trailer, but when she goes inside, she sees Nick and Joey. Joey is asleep on her couch, and Nick is playing a game with Delia. Nick tells Finn that Joey has been moonlighting as a mall cop and is exhausted, so Nick decided to let him sleep for a bit.
Nick came over to check on Finn and the children after hearing about the firebombing. He tells Finn that if she has dinner with him on Saturday, he will tell her what he has learned about the fire. After the two men leave, Finn tells Vero about her visit to Bree. She decides that they need to get into Steven’s phone to try to find out more about the harassing calls that Bree mentioned.
Finn uses her new wrench to loosen a pipe under the kitchen sink and then calls Steven to come over. When he gets there, Steven rudely tells Vero to clean up the water on the floor and then gets to work.
Finn sneaks Steven’s phone from his jacket pocket. There is an outgoing call to Bree’s house on Thanksgiving and many calls going back and forth from Steven to Bree’s house in October, but nothing else stands out. As Finn returns to the kitchen, she hears a loud, angry shout. Vero has dumped Cheerios on Steven’s crotch, and Zach has gleefully pounced on his favorite treat. Steven tells Finn that Vero is “irresponsible” and a “menace.”
Finn tells him that, given the fire at his trailer, the children will not be staying with him for a while. He is furious, claiming that the fire was random and that after he meets with the security company that afternoon, he will know who started the fire. After Steven leaves, Vero, who has been looking at their photos of Steven’s accounts, tells Finn that she found a strange entry: He has apparently been paying for a storage unit across state lines, in West Virginia.
On Saturday, Georgia comes over to supervise Aimee’s visit with the children while Finn and Vero drive to West Virginia to check out the storage unit. Finn worries about how they will gain access, but Vero says that she has already handled it. Ramón and his friend Javier meet them there.
Finn is happy to finally meet Ramón, but Vero discourages conversation. While Javier picks the lock, Ramón tells Vero that someone showed up at her mother’s place, looking for her. Finn notices that Vero is perturbed. Ramón lets it slip that Vero has not talked to her mother in a month. Finn tries to ask about it, but Vero shuts the conversation down.
They are shocked to find that the storage unit contains a chest freezer holding pieces of a human body, wrapped in butcher paper. Finn recognizes the deceased as one of the two men in the photo with Bree and Steven. Finn goes to the office and bribes the attendant for information and learns that Theresa, not Steven, rented the unit. The payments are not current, and the unit will be cleared out soon. Anxious to prevent the police from finding the body and tracing it to Steven and then herself, Finn decides that she and Vero will take care of the situation themselves.
Finn and Vero head for Theresa’s house with the dismembered dead man in garbage bags in Vero’s trunk. Cam calls to say that he has not been able to find any information on FedUp. Finn offers him another $50 to find out what he can about EasyClean’s identity.
At Theresa’s, Finn opens a garbage bag and shows Theresa the human head inside. Theresa tries to shut the door, and Finn empties the garbage bag onto Theresa’s front stoop. Theresa begs them not to leave the body at her house, as she is on house arrest and cannot leave to dispose of it.
Theresa explains that the dead man is Carl Westover, one of Steven’s silent partners, and that he was killed by Feliks Zhirov, the Russian mobster she was sleeping with when she was engaged to Steven. Feliks forced Theresa to take care of Carl’s body to keep her from going to the police about him. She paid for the storage unit using Steven’s business account, but Steven does not know that Carl was killed.
As Theresa describes the financial arrangement between Steven and his partners, Finn realizes that Steven lied to her about when he purchased the farm: He actually bought it pre-divorce, meaning that she is legally entitled to a percentage of it. Finn asks how Theresa moved the body to West Virginia; Theresa does not want to say, and Finn realizes that she is protecting Aimee, who helped her. Horrified, Finn thinks of Delia and Zach at home with Aimee. She and Vero rush back to Vero’s car and speed home to make sure that the children are safe.
At the house, Finn is terrified to see a trail of blood and Delia’s bloody handprint on a wall. She can hear Georgia conducting what sounds like a hostage negotiation upstairs, and she and Vero rush toward the upstairs bathroom.
When they burst in through the door, Finn realizes that Georgia is trying to get Zach to use the toilet, withholding a gummy snack that the toddler wants until he complies. Delia has pulled her own front teeth out, tired of waiting for them to fall out, and is bleeding.
Georgia tells them that Aimee left abruptly after getting a phone call. When Finn asks Delia why she was so eager to pull her teeth out, the child says that she needs the tooth fairy money to give to Vero. She overheard Vero on the phone telling someone that she has to quickly pay back some money or else she will be in serious trouble.
Vero rushes inside from the garage, where she has been looking for carpet cleaner. She quietly tells Finn to get rid of Georgia because, in their hurry to get back to the house, they neglected to check the trunk: Carl’s torso is still there. They hurry Georgia out the door; as she is leaving, she reminds Finn that she has agreed to dinner with Nick that night.
Vero says that she will drive back to Theresa’s and get rid of Carl’s torso. Finn throws dinner together for the children and goes to take a quick shower. As she dresses, she realizes that she has no idea where her cell phone is. When she goes back downstairs, Nick has arrived.
Vero suggests that she check the car for her cell phone, pointedly telling her to be sure to check in the trunk. When she gets out to the car, Finn realizes that her cell phone is not there—it must be at Theresa’s house—and that Carl’s torso is still in the trunk. Back inside the house, Vero lets Finn know that Theresa has slipped out of her ankle monitor and disappeared. Finn just wants to get her date with Nick over with so that she and Vero can figure out how to dispose of Carl.
As they drive, Nick tells Finn that his colleagues investigating the arson at Steven’s farm have found evidence: a broken credit card and some tire tracks. He also knows about the call from the security company and thinks that Steven is protecting someone because he won’t authorize releasing the recording to the police. Finn realizes that all the evidence they’ve found points straight to her and Vero.
Nick tells her that he needs to stop to talk to one of Joey’s confidential informants who has traced some suspicious online activity to Feliks Zhirov. Finn is alarmed when they arrive at the investigator’s house and she realizes that Cam is Joey’s informant. From the car, she can hear Cam explaining to Nick about the mom’s group forum. He offers to tell Nick everything he knows if Joey will release Cam from their arrangement. Finn rolls down the window, makes eye contact with Cam, and draws her finger across her throat. Cam ends the conversation and goes back inside his house.
Nick takes Finn to an upscale Russian restaurant. He asks how her new book is going and whether the “hotshot cop” character makes a reappearance. Knowing that the conversation is really about herself and Nick, Finn answers with “for now.” Nick probes for more information about her relationship with Julian and makes it clear that he is still very interested in her.
A tall, dark-haired woman approaches their table, and Nick introduces her as Kat Rybakov. Vero calls for Finn on Nick’s phone, and Finn goes to the bathroom to talk privately. Vero says that EasyClean emailed Finn’s account with a warning to back off. She also didn’t find Finn’s phone at Theresa’s and believes that Theresa took it with her when she fled.
When Finn returns to the table, Nick is being kicked out of the restaurant. He explains to Finn that Feliks Zhirov owns the place and that Kat is Feliks’s attorney. Once they are outside, Nick slips on some gloves and begins rooting through the restaurant’s trash. Someone approaches, and he drags Finn into the dumpster with him to hide. The unknown person tosses a bag full of receipts into the dumpster. Nick is elated: He can use these to trace the many businesses that Feliks uses to launder money.
When Finn returns home, she finds a note from Julian tucked into her door. He has returned from Florida and wants to talk to her tomorrow. She also has a message on her house phone from Sylvia, reminding her of her Monday deadline for the first 20,000 words of the new book. Finn knows that there is no way she will make the deadline, but she hopes that she can at least get 10,000 words done.
When she goes upstairs to wash her dumpster-tainted clothing, Finn finds that Vero has turned the washing machine into an improvised freezer, using their frozen food as ice packs to keep Carl’s torso frozen. In the dryer, she finds a casino chip and suspects that this is where Vero went on Thanksgiving. She wonders why Vero has not told her about it.
Worried about the mounting evidence that Vero is in some kind of gambling trouble, she snoops in Vero’s room. She finds a photo of Vero, her cousin, and their mothers tucked into a drawer and wonders why Vero keeps so much of herself hidden away. She also finds a scholarship letter from a prestigious Maryland business school and is puzzled about why Vero would not have accepted this scholarship. She is even more puzzled when she sees that it is addressed to Veronica Ramirez, not Ruiz.
These chapters continue to develop the novel’s themes and characters and create comic chaos as the story’s rising action further complicates Finn’s already complicated life. The time pressure is ratcheted up again in Chapter 13 when Finn deduces that FedUp has set a Christmas deadline for Steven’s murder and will happily pay anyone who manages to get it done. This introduces a “ticking clock” into the narrative, a common mystery/thriller genre convention that gives Finn three weeks or less to find FedUp and save Steven’s life.
This situation also illustrates The Irony and Absurdity of Life: FedUp’s message comments on the importance of taking care of the many obligations of the holiday season, and this is, in fact, what Finn and Vero are engaged in when they receive the message. The image of the two friends in Finn’s living room, surrounded by Christmas ornaments, stockings, and a “mountain of Christmas lights” while they field messages about contract murder (86), is an absurdly humorous juxtaposition. The ironic contradictions of Finn’s life are also stressed in the comic scene in Chapter 21 when Finn believes that her children are wounded and being held hostage, only to discover that what is really happening is potty training and tooth pulling; then, a few minutes later, she tries to make the children dinner and get ready for her date while strategizing about getting rid of Carl’s torso. The juxtaposition of the relative normalcy of Finn’s family concerns and the fact that she has a body to get rid of again lightens the narrative’s tone, pushing the novel further into the cozy mystery genre and away from the more graphic and dark mystery subgenres.
Finn’s character traits of resilience and determination continue to play an important role in the plot action of the novel as well. The increasing time pressure in the novel’s rising action creates increasingly more complications for Finn—not just because time is ticking away but because of her impulsive decision-making, the consequences of which lead to even more rash choices. Without much forethought, she breaks into Steven’s trailer, which inadvertently leads to her and Vero leaving behind incriminating evidence of their presence at a firebombing. Her rush to investigate the storage unit leads her to leave her children with Aimee, about whom she knows very little. After she and Vero investigate the storage unit, their discovery of a dismembered body leads Finn to make the panicked decision to haul the remains away in Vero’s trunk. When Theresa reveals Aimee’s role in hiding the body, Finn must speed home—and in her hurry to protect her children from the danger that she imagines Aimee might pose, she forgets to check Vero’s trunk. She ends up at her home, where her children and her police-officer sister are, with a decaying torso in the trunk of the car—and in minutes, Nick will be arriving for their date. Still, even as her life gets more chaotic, Finn does her best to meet her book deadline, solve the mystery, and keep her household running, showing that she understands The Necessity of Resilience and Determination.
Cosimano continues to highlight the importance of Women’s Networks of Support in these chapters through Vero, Susan, and even antagonists Theresa and Aimee. Vero’s character is further developed, showing both her loyalty as a friend and her secret-keeping abilities. Her dark joke about Finn killing Steven in Chapter 13 echoes her Chapter 7 suggestion that they kill Steven for the money that FedUp is offering; this again illustrates that Finn’s closest allies strongly dislike Steven, characterizing him through Vero’s eyes and adding credibility to Finn’s assessment of him. Vero’s comments also foreshadow the later revelation that FedUp is Finn’s mother, Susan. Vero not only expresses joking approval of the idea of killing Steven, but she also makes it clear that she would be a willing accessory to the crime. This show of allegiance is paralleled in Chapter 20 when Theresa reveals that Aimee helped her move Carl’s body to the West Virginia storage locker: “Don’t tell me you wouldn’t do the same for each other,” she says to Vero and Finn (153). Her comment creates dramatic irony for the reader, who is aware of something Theresa is not: Vero actually did help Finn transport and hide a body several months previously. Through this web of women’s relationships in the novel, Cosimano illustrates the importance of women’s networks of support, highlighting how both Finn and Theresa would never have accomplished what they have without their friends.
Cosimano also continues to develop the depth of Finn and Vero’s relationship; Finn and Vero continue to demonstrate their love for and unswerving loyalty to each other. In Chapter 13, Finn decides that she should add a Christmas stocking for Vero, symbolizing her complete acceptance of Vero as part of her family. These chapters continue to drop hints that Vero is keeping secrets from Finn, but Finn, although she recognizes that something is amiss, is focused on juggling her many obligations and trusts Vero so completely that she puts her questions aside. In Chapter 21, Delia innocently delivers a major clue as to Vero’s troubles when she reveals that Vero needs money to pay someone back. Finn does not express alarm at this revelation, even after finding the casino chip in Chapter 24 and discovering that Vero may be using an assumed last name. Instead, she waits patiently for Vero to be ready to explain herself. In the context of the larger Finlay Donovan Mysteries series, Cosimano is building a strong and loyal partnership between these two characters, developing the detective duo that will operate in future novels as well.
By Elle Cosimano